Selected Loan Rates

 APR as low as

 New Auto, 3 - 5 year  1.99% APR
 Used Auto, 3 - 5 year   2.24% APR
 Home Equity Line  2.49% APR
 Fixed Home Equity, 5 year  3.84% APR
 Fixed Home Equity, 7 year  4.34% APR
 Signature  8.89% APR
 Boat & RV  4.24% APR
APR=Annual Percentage Rate  View All Rates


     

 

 

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Member Cellular Discounts with Sprint

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Like our Facebook page and be entered in a $100 drawing!

Refer a Co-Worker and Get a $20 Cash Reward!  

Get a $75 Cash Reward With a New Checking Account! 

Open a new Home Equity Line! Take Advantage Before Rates Go Up!

    


 

Like Our Facebook Page And Be Entered In a $100 Drawing!


Like the Credit Union's Facebook page during the month of June and you will be entered in a drawing for a $100 VISA gift card!

Follow this link, www.facebook.com/LMFederalCreditUnion

Drawing will be held on July 5, 2017. Page "like" must be active as of the July 5th drawing date.


 

Get a $75 Cash Reward With a New Checking Account!

Tired Of Paying Fees To Your Bank?  Switch Your Checking To LM Federal!

Get a $75 Cash Reward* by Opening a New Checking Account

We offer several no-fee checking accounts, including “free checking” that offers no monthly fee and no minimum balance requirement. LMFCU free checking includes the following:
  • No minimum balance or monthly service fee
  • No limit on check writing & your 1st order of checks are FREE
  • Surcharge-free ATM withdrawals at over 30,000 Co-op network ATMs
  • Up to 12 free foreign ATM withdrawals per month
  • Free use of Online Banking and Internet Bill Pay
  • Mobile banking and eStatements are also available
For more information, visit or call the office, or click here.
You may open a new checking account in-person or by telephone.

* Direct Deposit is defined as an ACH deposit from the member’s employer of at least $500 per month (or equivalent). Incentive will be deposited once the first direct deposit is posted and confirmed. Checking and Visa Check Cards are subject to approval. Cash reward will be subtracted from the account if it is closed within 90 days of opening. Promotion Expires 6/30/2017.

 


 

Refer a Co-Worker and Get a $20 Cash Reward!

 

 
Attention Lockheed Martin, MRAS and Maryland Air National Guard employees!

Get a $20 Cash Bonus* if you refer a co-worker for membership. Your co-worker also gets $20.
The co-worker must enroll for a minimum weekly payroll deduction of $40.
New memberships may be set up in person or by telephone.

*Excludes minor's accounts, existing member, business accounts and existing joint owners. New account must have a weekly payroll deduction of at least $40. The $20 payment will be deducted from the account if closed within 90 days of opening. Promotion ends 6/30/2017.

 


 

Pay only 2.24% APR with a new Home Equity Line of Credit

 

 

  • Reduce My Home Equity Loan Rate or Payment
  • Perform Home Improvements or Upgrades
  • Consolidate Bills or Lower My Payments

Open a new Home Equity Line! Take advantage before rates go up!!

Home Equity Lines:                                                     
Introductory rate of 2.24% APR*
No closing costs (restrictions apply**)
low minimum
monthly payments of only $5.80 per $1,000 borrowed.                                                      

*Introductory rate in effect for the first 6-months. Thereafter the ongoing rate is subject to a lifetime floor rate of 3.50% APR. 
A line of credit is perfect for those who need continued access to funds for 
any purpose over an extended period of time. Ongoing rates are as low as Prime minus 1/2%.
**Closing cost repayment restrictions:                 

Minimum line of $20,000 required, costs repaid by member if line is 
closed within 36-months of opening. 

Fixed Rate Home Equity Loans:
Rates as low as

3.84% APR (5-Years)
4.34% APR (7-Years)
5.39% APR (10-years)
No closing costs**

There are no points or application fees.  Fixed Rate Home Equity loans are ideal for bill consolidations, refinances, and home improvements. The rate and payment never change. 

To qualify for the 2.49% introductory rate your home equity line of credit application must be received by 6
/30/2017 and your line must be settled by 7/17/2017.
 

 

 

     
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©2005 Membership Marketing Support Services
& LM Federal Credit Union

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